BANK CHARGES BANK CHARGES BANK CHARGES THE RESULT IS IN!!!!!

[RTKangaMummy]

THE OFT HAVE WON SO FAR

watch bbc2 now

NOOOOOOOOOOOOOOOO - keep us posted.

but it is good for the customers and the banks have lost

So we will be able to claim back charges?

so if you haven't clainmed already get your claim in NOW

They're saying it doesn't necessarily mean the charges are unfair and further hearings need to take place now.

yes deffo claim now

they have to reply within 5 days

watch this and you will be able to see the info

here it is on BBC

yesssssssssss

i wrote to barclays and they got it just after they decided to have a test case, apparently i will be referred to after the outcome...i might wright again after all

oh yes!! i can pay off some crippling debt!!

I might be being dumb but I can't see who wins here. If the banks had won, they'd have carte blanche to charge what they wanted..... if the OFT/customers win then the banks will repay the charges but then will seek to recoup them elsewhere so we'll get stung elewhere. I'm not sure about it all. Still, it'd be nice to get a lump sum right now .

The payments are our money and so they are only giving back wahat they have taken and so the banks won't have lost the money

I think they will only give back some of it and that they will decide that the charges should be £5 a time or something like that

iyswim

how do i do this again? I got all my statements 2 years ago and was sorting it all out when we moved, and then I forgot, and they stopped all claims

go on martin lewis website and he will help you

oh good. i started my claims last year but then this test5 case started so i never got round to sorting out my next stage letters. will start the process over as have incurred a few more charges since then

would be good if OFT do 'win' as it would mean i should be able to clear most, if not all, any of my outstanding debts before bump is due.

but it can only be for the last 6 years yes?

yes deffo the last 6 years only

bugger, that means i have lost out on about £200..

but it may be allowed from before the thing started if you put your letter in befroe the court thingy

I must admit I'd like to claw back my charge from my last bank account.... bar stewards .

I haven;t yet seen a news report on this. Are the banks appealing? does that mean you can't claim while they appeal??