I'm looking to sell my current home to buy a bigger place in a year. I'm expecting the mortgage to be about £1k higher (v. small mortgage currently).
I currently save £1-1.5k/month so I am very confident we'll be fine with this, plus I've got at least £5k in contractual salary increases coming.
However, if I weren't saving that much, could it be flagged that such a large difference in mortgage amount may suggest I can't afford the new place? It would be well within the 4.5x salary estimates people give.