Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

Husband not giving me any money

80 replies

SonK · 14/06/2024 17:35

I am currently 30 weeks pregnant and already have a one year old daughter. After my maternity leave, I went back to work for a month, however as my pregnancy is high risk, I have been advised to take rest and decided to resign.

I was also working from home with my one year old which was very stressful.

My partner works part time only and is the main claimant for our joint universal credit.

We receive childcare tax credits, and some other benefits that I am also entitled to as I am not working at the moment. All the money is paid into his account.

However, he is not giving me my share for spending and I have asked him several times. In the last month I have had to purchase a pushchair for daughter, new car seat, dishwasher and now need to look into buying a double pram and other baby stuff for when newborn arrives.

I haven't even got into spending money for my own stuff or days out with my one year old.

If I contact the jobcentre will they give me my own amount of whatever I am entitled to separately into my bank?

Sorry if this is all silly but I have never been on benefits or universal credit (I have worked since 16)

I also have a universal credit appointment in a few weeks - I am pretty sure this is because I have resigned and did not work last week - the job centre is not aware that I am pregnant with my condition.

Thank you in advance : )

OP posts:
SonK · 15/06/2024 09:26

sakura06 · 15/06/2024 07:23

It sounds like you were highly valued in your job. Can you ask them if you can return part time?

Your daughter might be happier with a childminder if you can find one you like? Smaller setting in a home.

Please urgently get the benefits you're entitled to. I would also advise getting rid of the H. He doesn't seem to bring anything but stress and hardship to the equation. I'm so sorry.

I can definitely ask them as all the managers are lovely and told me that I would be welcomed back whenever I felt better. I definitely cannot work with husband watching over my daughter at home so I think I will have to sort out childcare first. Thank you for the suggestion : )

I do realise my husband is really causing me a great deal of stress at the moment but I would like to give my relationship another go and will see if things improve.
Also with my physical health on edge I don't have the strength to leave him at the moment, mentally I feel exhausted as well.

OP posts:
SonK · 15/06/2024 09:27

AbraAbraCadabra · 14/06/2024 23:38

You can ask UC for a "split payments alternative payment arrangement (APA)" in the circumstances you describe (ie financial abuse)

See section 4:

www.gov.uk/government/publications/universal-credit-alternative-payment-arrangements/alternative-payment-arrangements#split-payments

Thank you very much - I am looking into this now

OP posts:
fizzwhizz1 · 15/06/2024 19:33

Hi @SonK please check the link @AbraAbraCadabra sent and ask for 'Alternative Payment Arrangement' at you next UC appointment.

You should also be entitled to 'Maternity allowance'
https://www.gov.uk/maternity-allowance but as other posters have said; you seem high valued by your previous employer. Could they let you return on a part time basis?

Would you qualify for this as well
https://www.healthystart.nhs.uk/how-to-apply/

I really do sympathize with you. I respect your decision to give your relationship another go BUT do make sure you save money separately in an emergency fund only you have access to. Make sure you contact Woman's Aid if you start thinking of leaving. They can put you in contact with a local organisation who can offer practical and emotional support.

Please look at applying to you local social/council housing list. You can apply now and if in a few years time you are happy in your marriage you can always cancel you application. If however, you decide to leave, you have a few years already on the list (the lists are very long and a 5 year wait isn't extreme in some parts of the country).

Maternity Allowance

Maternity Allowance is paid to pregnant women who do not get Statutory Maternity Pay - rate, eligibility, apply, form MA1

https://www.gov.uk/maternity-allowance

Specialguardianshiporderchild · 15/06/2024 22:35

I think my previous message wasn't considered after reading some of these replies.

You absolutely CAN have your benefit payment split so that you receive an equal amount each. Log on to your journal and send a message asking for it. Your husband will not see the message unless he has access to your account.

SleepPrettyDarling · 15/06/2024 22:46

I’m very sorry you are in this situation when pregnant and not in the whole of your health. I think you need to privately look into childcare and give that another go for your 1yo. Contact your manager and say you resigned in haste, and enquire if the door is open for you to come back at some point. Think of this as copperfastening your own security. Can you imagine what he’ll be like when you want your children to go to football and scouts, and you’ll be there scrabbling for money? If you’ve childcare booked, he has no excuse for working half-time (sounds like he wasn’t any use when supposedly minding your LO.)

Also, sit down and do up a spreadsheet of different scenarios, so you can see beyond the short term, as I worry that your pressing needs are clouding your thinking of the future,

Best of luck; you sound like a brilliant and valued employee, and I hope the rest of your pregnancy is easier for you.

New posts on this thread. Refresh page
Swipe left for the next trending thread