The dreaded bank text message

[Melonbraun]

Just had the dreaded bank text message to tell me how much money I don’t have left!!!

I don’t get paid till 25th and I’ve got 350 left. Partner has about the same. Doesn’t feel like much of a life for two people both working hard in full time jobs. Everything is just so bloody expensive

just having a whinge

*delete more

This

Agree!! 👍

£350 to last 17 days is £20 a day. Hardly a lot. My two children's school lunches would use nearly half of that! It is crap. Others may have it more crap, but it doesn't change the fact that it is a vulnerable position to be in.

But the OP has a partner with a similar amount of money.

Plus if you're feeling the pinch, spending nearly a tenner a day on school lunches is a waste of money. They could take packed lunches for less than half that.

😂😂😂

no it is loads when bills are paid and its 'left over' for food etc

You’ve got shit loads… sorry!

@HugeCwtch

But food and fuel ARE bills, so it's not just left over fun money. Food and fuel are necessities, especially if you need to drive to work.

it's not a race to the bottom. If 700 is all they have with no savings, emergency fund etc then it can feel vulnerable .....yes not as vulnerable as being on the bones of your arse but like many OP is probably living pay check to pay check - and not enough to build assests and savings

They might need to look at money management if they can't save £50 a month with that left over.

Exactly. A lot of people who 'live pay cheque to pay cheque' are choosing to treat themselves when they could be putting a bit of money aside for a rainy day (obviously this doesn't apply to everyone but will apply to many).

So they'll spend £50 on a takeaway instead of saving most of it and having something quick and cheap at home. Repeat a few times and the chance to have a decent nest egg put aside has gone. Then the washing machine needs replacing and they can't pay for a new one because they spent the money on a load of overpriced noodles or cheese on toast.

I get it OP, it’s not the absolute amount, it’s just the never ending drudge and inability to feel that you can have even a small treat when you’re counting every penny.

Of course people have it worse, but it’s also hard to say that any of us thought we would still be stringing along payday to payday when there are two working adults. Stability is not an unfair thing to ask for.

Same here but you aren't supposed to say that, you are supposed to "read the room" and not complain because someones friend only has 1 leg and a shit husband

You sound like you live a very lucky life then (financially)

Thanks for the posts. I wasn’t going to post again as it was pissing people off. I know that In many many ways I’m so fortunate, but I was just having a whinge

It isn't 'lucky', it is what is deemed as not being in poverty and should be seen as the bare minimum.

@Janedoe82 Get your head out of your bubble. Sadly these days even people just above the poverty line are considered lucky. We all work hard and still some of us are living in overdrafts.

I get by on so much less 😑

You can actually survive on half that amount and save the rest. I've got less than that and a child plus a holiday to go on too! Before pay day that is this month

🍪

I am not in a bubble- I am well aware of this. But let’s call it as it is- living in poverty.

I appreciate that I am fortunate compared to some, but honestly having enough money every month to do normal things and save a little should be normal and not fortunate

You've totally missed the point. Why should people who work hard in full time jobs not be able to afford a few treats each month?

Is this really what is expected these days? That people should spend all their lives at work and afford nothing but the essentials? Meanwhile, people who don't bother to work get the necessities covered for them? What is the point in going to work if this is the expectation?

absolutely.