I've recently after alot of stress been approved for an SMI loan from the dwp, I'm eligible to have this backdated quite some time. I'm in mortgage arrears and I'd calculated what I was eligible would fully cover this, I spoke to my mortgage company who advised me that a payment had been made to them but it was only about a third of what I was expecting. Has anyone had any experience of claiming this and backdated? Will they pay this in smaller installments rather than one lump sum? I'm currently awaiting dwp to get back to me, thought I'd ask on here while I wait 🤔