Can anyone recommend an app to help me sort out my money?

[ebott]

Ashamed to even put this down but I need some help really. I need something to track my spending, I'm on about £1800/£2000 a month and my overdraft is maxed at £3500 currently. I know it will take a while, I'm hoping for £150 a month or so coming off my overdraft so in 2 years (sooner If I can) I'll be overdraft free. Any tips? Anyone been in a similar situation? Thanks all.

Don't feel ashamed. More people than you think are in this situation! I'm currently sat at the top of my overdraft - £3,760 od to be precise!
About 2 years ago it was £6,500 and so I am trying to chip it down by at least £100 per month. It is SO hard!
Lots of people use YNAB - I haven't used it myself but I am going to take a look.
I don't want to get into crazy "small" thinking however, I've come to realise that overdrafts are like weight gain, really easy to acquire with lots of little battle habits! I'm trying to put that in reverse.

Do you think you can get £100 off your od in the next month and then reduce the od limit by that amount? That's what I am doing...reducing the limit as I go.
Good luck!

Absolutely recommend YNAB.

It has revolutionised the way I look at money. Makes you accountable for every penny, but it's flexible.

I know others can do it with spreadsheets - but for me, I need the structure that YNAB offers. I actually look forward to paying bills because I know it's budgeted for.

You can get a free trial (without putting in any card details) but I signed up without a second thought.