I've just started the migration application to universal credit from child tax credit. I'm just so anxious about it, that we won't now get what we have been getting. It's only £100 or so a month but it really helps. The last couple of years we have found things so much tougher with the cost of living going up, theres hardly any spare money at all. Increasing my hours isn't an option for at least another couple of years until both my kids are at secondary school. I keep trying to rack my brains for other ways to make money on the side but realistically there's no time for that anyway without me having a mental breakdown! We do each have some savings (inheritance actually), a few grand each which I see as emergency money ((or if I ever get the chance to add to it, may one day help my kids). So I really don't know if we'll be entitled to get universal credit.
Just interested in how others have found the migration and whether you've been worse off financially for it?