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I need a credit card- can I use it before arrives in the post?

10 replies

speakout · 23/12/2023 15:34

Just that really. I have an existing credit card, but there have been hacking attempts in the past 48 hours.
My credit card company have cancelled my card and will send out a new card by post.
But that will leave me without a credit card for probably more than a week.

Is there any way I can apply for another credit card from a different company and use it immediately?

OP posts:
dementedpixie · 23/12/2023 15:38

No, not if you need the 3 digit number from the back. I'm not sure they even give you the card number before it arrives in the post.

TwentyThreeFifteen · 23/12/2023 15:38

You wouldn’t have the card number or security code on the back though.

speakout · 23/12/2023 15:44

OK thanks.

OP posts:
Matilda1981 · 23/12/2023 15:46

If you’re credit card is through Lloyds you would be able to use it as your new card number and last 3 digits would be available for you to see on the banking app.

NotInTheMoodForIt · 23/12/2023 15:46

Some give a virtual card, when my bank account was hacked and a new card issued I was able to use in Apple Pay and online the same day, the card number etc were in the app, and I've recently got a Monzo one which gave me a virtual card option to use online and add to Apple Pay within seconds.

NotInTheMoodForIt · 23/12/2023 15:47

Barclays was the bank I had compromised and the new card number etc was available in my app way before the card came.

Farmageddon · 23/12/2023 15:52

OP if you're stuck for the next few days, could you ask for a temporary overdraft on your current account?

Wolfpa · 23/12/2023 18:32

You can normally add the card into your digital wallet straight away

Brahumbug · 24/12/2023 04:06

Of you have PayPal, then you can apply for PayPal Credit, which is a virtual credit card

LondonQueen · 24/12/2023 17:13

I have a Monzo credit card that I could add to Apple Pay straight away, that should tide you over for a few days.

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