Long story short I am rejecting a car with a garage who are digging their heels in and not giving me my money back. I have contacted my car insurance Legal Cover, who are "assessing my case" and deciding the likelihood of success, and that will determine whether they take it on.
As a separate avenue I have also contacted Lloyds to raise a chargeback dispute (payment was made by debit card). They will take 5 days to review the evidence I have provided, then again if they feel there's enough of a case will initiate the dispute.
Has anyone ever done a dispute for a chargeback with a bank (for a debit card) and can advise on how long it took - have tried to google but have not found much.
Many thanks!
Oh and I forgot to add, the garage are wanting to charge me storage costs per day hence why I would like to get all of this resolved quickly. I was happy to just trot along the legal route and it take as long as it will take, but those storage costs per day £££ will add up over time!
Just a few points to answer some questions I have had on another thread: it was a purchase from a car supermarket type place in person, paid by debit card £12,000.00