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Accidentally paid credit card late. Should I wait to apply for a balance transfer until next month?

2 replies

youtooobs · 20/09/2023 11:16

Basically as above! I read on the promotion must have paid latest minimum payment on time. Will they know that I was 2 days late on a different banks cc?

Should I wait until next month to apply?

OP posts:
Jmaho · 20/09/2023 12:44

It depends on what your current cc provider has reported the payment as with credit agencies
If it was only 2 days late they may have not logged it. Did you get a late payment charge?

youtooobs · 20/09/2023 13:17

No not that I can see! Not sure when they would apply a late payment charge though. It's a bit annoying as I'm sure I had notifications set up for them to inform me of what date payment is due.

OP posts:
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