Submitted mortgage application today and am freaking out! It is a very complex case and mortgage advisor has been a superstar, she keeps saying "don't worry you'll be in your new home with the kids planning Christmas in no time" so seems confident.
It's just my situation is so damn complex:
Recent split from dependant partner
Single income
On maternity leave / due to return full time on same pay
2 child dependents - care with grandparents
Adverse credit in form of missed payments
Universal credit + child benefit taken into account
Shared ownership application
Mortgage lender pepper money,
Mortgage advisor views welcome!