i received £50000 inheritance from a grandparent 5 years ago just after I met my now husband.
we were living in her house no issues and so I put the money in a bond for maximum interest. We then decided to buy a campervan but I didn’t have the money that they had readily available but didn’t want to let them down so I took from the bond and used that. I also did my teacher training which paid tuition fees etc.
he then decided we should move House and start a family and said that I had the £50000 so could use that as equity along with a large amount (more) from him. I panicked and told him that the money was tied up in a 3 year bond with no withdrawals, in a bid to buy some time. He said it was fine and would use more of his own for equity and I could just give it back. We agreed last year to keep the money in the bond for 12 months as it wasn’t needed. We got married, carried out renovations etc (primarily paid by me from the money out of guilt).
Now he wants it before next Friday as he’s going to see a financial advisor but I don’t have it and have lived a lie for 5 years. We have a 2 year old and I’m scared to lose everything.
how do I tell him?