Argos card

[MaxwellCat]

Yes I realise I could call them but trying to find out now if I can. I have an argos card and need to pay it off. I then will need to use it again straight away, does anyone know how quickly I can use it again? I read something online that said payments can take 5 days to clear? I can't wait 5 days so need to know. Anyone use one and knows the answer?

If you make the payment before a certain time it updates next day, so if you do it now should be able to use it tomorrow.
After a certain time I think it takes 48 hours, it tells you when you log in to pay it.

Are you at your credit limit?
If there is available credit then you can use it as soon as you want

When do I need to make a payment by?

It takes different lengths of time for certain payment types to reach us - it's your responsibility to make sure payments reach us on time:

• Paying by MY ARGOS CARD APP, MYARGOSCARD.CO.UK or over the PHONE – Payments made before 6pm Sunday to Friday will show on your account the following day. Payments made outside of these times will be applied to your account within 3 days.
• Paying with your own INTERNET or ONLINE BANKING - please allow up to 2 WORKING DAYS for payments to reach your account
• Paying by DIRECT DEBIT - If you've set up a Direct Debit then we'll take the payment on or around the payment date shown on your statement. You can choose to pay the minimum contractual payment, a fixed amount or the full balance each month. When your Direct Debit has been set up you will see this confirmed on your statement. You need to continue to make payments manually, until you see confirmation on your statement. If you want to set one up or amend an existing Direct Debit log into this website or call us on 03456 400 700†.
• Paying by CHEQUE in the post – Please allow a minimum of 5 working days for your bank to process your payment and for it to reach your account.
• Paying by HIGH STREET BANK, BUILDING SOCIETY or POST OFFICE – Please allow 5 working days for payments to reach your account