Buying a new car. Should I buy outright or Finance? What's the best option?

[winkybean]

I know that a lot of people say that to buy a car outright is ludicrous given that depreciation It suffers when you drive off the forecourt, but my query is that if you have the money to do so then why not?

If people really do believe that HP or PCP is better in the long run, then can I ask why and which one you would recommend?

I tend to buy cars out right and keep them for years if that helps?

Some approved used dealers offer incentives to take out payment plans.

I've used Volvo, my parents VW. Paid off the loan within 14 days and still received the benefits I.e extended warranty and a couple of free services.

Worth looking into if you're thinking of buying a car 2-4 years old.