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Half of DPs wages are taxed

446 replies

summerfinn · 21/04/2023 09:32

My DS got paid his first month of his new salary yesterday. Which was eleven thousand euro he go taxed half of that which only left us with only 5500 as his monthly pay. The tax is system is disgusting in the country I live in. Even with that wage it's difficult to get by these days with the cost of everything.

OP posts:
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Satsumaonaplate · 21/04/2023 13:17

My heart bleeds for you

shivawn · 21/04/2023 13:20

houseofchaosandclothes · 21/04/2023 12:42

Also, having lived in both countries, Irish people tend to be very dismissive of what they get for their taxes, especially compared to the UK, and I think that can be overplayed. Yes a lot of middle class people pay for private healthcare, but usually its a similar amount to what people in the UK pay for council tax. We don't have water charges, we pay for GPs but if you have a low income you get a free GP card, if your children are under 6 they get free GP care, and there is an agreed government plan to move towards a model much closer to the NHS. The biggest issue at the moment is the housing crisis, in which case someone on a take home salary of 5k in Dublin could literally be paying 3k of that on rent and another 1500 on childcare for two children. Its not a case of moving somewhere cheaper as there is such appalling supply. But that's not the case here.

Not to mention the amount people in UK are paying for council tax, on top off already being taxed on their income.

HistoryFanatic · 21/04/2023 13:23

MomOfTwoGirls2 · 21/04/2023 13:14

OP, you do know that his tax free allowance will double once you get married.

it is €18k tax free for single person and €36k for married. Then there is 44k at 20% and then 40%.
Has he checked with payroll if he is on emergency tax band and if he needs to do anything to move from that band?

You also get children’s allowance, not means tested here.

And if you think our health service is useless with private healthcare, try NHS free healthcare!

Just to say that NHS isn't always as bad as portrayed though depends on the area you live in I suppose! I was entitled to three rounds of IVF in my area of the UK.

leatherchaps · 21/04/2023 13:27

Ahh this thread has it all!

I'm really well off but wah everything is so hard for meeeee, and the drip drip drip of depression.

Wind 'em up and watch 'em go!

Excellent work OP 👏🏻👏🏻👏🏻

workistoomuch · 21/04/2023 13:28

I can only base my opinion on living costs in the south east of England but I don't think its a huge salary as renters. The disparity in disposable income between home owners (even those who bought 4 years ago instead of two years ago) and renters is so massive. If you are paying high rent and trying to save for a deposit you are going to be feeling like you are bring stung for tax on top of that.

JackHackettsMac · 21/04/2023 13:31

I’m calling this a Troll post.

No-one in Ireland pays 50% tax on their full income. 🤦🏻‍♀️😂

0Oo · 21/04/2023 13:33

Depends on where you live. I've lived in Belgium and in the Uk, and the cost of living in belgium is off the wall. 55% tax rate + you gave to pay on average 50% of your hospital bills and out-patient medical expenses. Plus 7% council tax. The cost of everything in central London is cheap compared with Belgium. I used to cry.

Badbudgeter · 21/04/2023 13:34

CinnamonCoffee · 21/04/2023 12:54

@Badbudgeter I find it pretty shocking when people assume strangers circumstances!
I pay full rent, no benefit top up, full council tax minus single person discount and I don't claim Universal credit!!
But you are a sweetheart for ranting at a low income person! Make you feel a wee bit better perhaps?

It wasn’t a rant. Single parents don’t live off low incomes they receive help. On the off chance you aren’t you really should apply. Congratulations I’ve just doubled your income, give or take. You’re welcome!

Iloveautumncolours · 21/04/2023 13:34

Try living on carers allowance here in the U.K. I can only but dream of that kind of monthly income.

Ladybug14 · 21/04/2023 13:38

summerfinn · 21/04/2023 11:53

Perhaps I should just take the post down. I'm sorry for offending anyone. But the mean comments aren't helping my depression. I put it in the wrong thread title I'm sorry. Also sorry that my DP earns that amount. It's not my fault. I don't have many friends so maybe this thread has put it all into perspective. I'm lucky and should just stop complaining. 🙈

Compared to many, yes, you ARE lucky and tone deaf

ppure · 21/04/2023 13:39

Mooshamoo · 21/04/2023 11:41

I sometimes wonder do rich people enjoy being cruel in front of poor people.

For example i go to a weekly art class. There is one very rich man in the room. He is always complaining. The last thing he complained about was this: his aunt owns a summer house in Greece. She gave it to him to use. And something went very slightly wrong with his trip. He complained for hours. In that art class I know that there are several women who are quite poor and who are struggling to get by in life. They don't complain. He complains.

It makes me think: do rich people actually just enjoy being cruel in front of people who have a lot less? Does it make them feel powerful?

For example If I am earning 130,000 a year and going to my family's summer house in Greece,

does it make me feel even more powerful and rich to complain about these things , in front of a woman who I know is struggling to feed her child..

perhaps learn from the experience - "WOW" I could earn this money, learn from him, what does he do, how does he do it.

Kennykenkencat · 21/04/2023 13:45

Talking about the cost of living with someone from Ireland years ago and she was laughing that Irish butter cost more in Ireland than it did in England

Humanbiology · 21/04/2023 13:45

summerfinn · 21/04/2023 09:41

No my fiancés wage. We knew he got taxed a lot but it's a shock to see it on paper. We live in Ireland. He's the only earner in our household. We have two children and are trying to save for a house whilst renting. It's really not a lot.

An Irishman told me last year that when England catches a cold they get the flu. By the sounds of it, they have the flu.

wherethecityis · 21/04/2023 13:47

orangegato · 21/04/2023 12:43

Sorry for the dumb question but what does this mean? See it on many threads but not figured it out.

It's a biscuit

Hungrycaterpillarsmummy · 21/04/2023 13:50

workistoomuch · 21/04/2023 13:28

I can only base my opinion on living costs in the south east of England but I don't think its a huge salary as renters. The disparity in disposable income between home owners (even those who bought 4 years ago instead of two years ago) and renters is so massive. If you are paying high rent and trying to save for a deposit you are going to be feeling like you are bring stung for tax on top of that.

They aren't paying high rent they are living with her father

PegasusReturns · 21/04/2023 13:51

I’ll get flamed for this but here goes:

€130k is obviously a good salary, plenty of people manage on less and a few manage very well. But when you’re starting out and imagine what life will be like at €130k it bears no relation to the reality.

Things that I imagined I’d afford at €130k - school fees, big family home; ski-ing at mid term; winter sun; high end cars; regular city breaks; riding and piano lessons; cleaner; only organic; regular lunches out; shopping at high end high street; occasional luxury items for birthday/Christmas.

You can have a couple of those things, nothing like all of them, yet socials, TV shows, magazines etc all imply that this sort of lifestyle (perhaps minus schools fees) is achievable on the combined salary of a bank manager and a PT teacher. It’s totally unrealistic.

Hungrycaterpillarsmummy · 21/04/2023 13:53

Irequireausername · 21/04/2023 13:15

50% bloody hell, taxation really is theft!

Bet it feels great to know you're funding the types of people saying "diddums" to you. Must really warm your heart 😂

To be fair, she isn't. Her husband is.

But his tax is funding her disability payment.

overthinkersanonnymus · 21/04/2023 13:54

I never said I need childcare. My ds goes to playschool or nursery three hours a day to give me time to exercise and clean the house as we don't have a cleaner.

What the actual fuck 😂😂😂 surely this is a joke? This can not be real!

Honestly OP you are pathetic.

I don't care if people think I'm being harsh or I should be sympathetic at being taxed huge amounts, you are a ridiculous person.

It's not even your fucking money that's being taxed. Get a grip

Galatine · 21/04/2023 13:55

If you need help OP you could pop down to the food bank we operate for people like you suffering hardship🤣

orangegato · 21/04/2023 13:56

wherethecityis · 21/04/2023 13:47

It's a biscuit

But why do people comment the biscuit, what is the context?

HistoryFanatic · 21/04/2023 14:00

Hungrycaterpillarsmummy · 21/04/2023 13:50

They aren't paying high rent they are living with her father

OP has it good then.

OP why aren't you saving to buy a house then? How much are house prices in Ireland?

Pora · 21/04/2023 14:02

OP, I agree, though lots on here won't. I'm in the UK so slightly different.

You can have a high earner bringing in £6k a month. Usually, on that sort of wage, you'd be working incredibly hard, long hours or doing a job that requires a specific skill set. When you've subtracted mortgage, childcare costs, bills, food, commuting (oftentimes, to London, which is also more expensive), fuel. You've also got one off costs: school trips, car repairs, insurance, dentist visits, prescriptions... you're really not left with loads of money. Some months it's difficult or impossible to save. People on that sort of income in the SE and London aren't living lavish lifestyles.

A single parent can bring in £3k per month with Universal Credit and working PT. Any child maintenance received isn't taken off or considered as part of the Universal Credit amount. If your child receives DLA you are exempt from the benefit cap and also get extra disability payments. Then you have all the subsidies; free NHS prescriptions, free school meals, free dentist, help towards winter bills, the recent cost of living payments. With all the subsidies, there can be instances where a single parent isn't actually too far off (income wise) what a high earner would be bringing in. I'm not saying this is the case for everyone on benefits by the way, but it is the reality for the few I know, and I'm sure many others.

I know all of this because I have friends from both scenarios.

It's clear why some high earners feel very resentful at being taxed so highly and there is little incentive for single parents to work more than PT and lose access to any help or subsidies.

Dachshund40 · 21/04/2023 14:02

@summerfinn you say you receive disability benefits and unable to work, and complain about your partners high tax rate, where do you think the money to pay towards disability benefits come from, if not from taxes? Yet? you still say you see no good things come from the tax paid. You seem to want it all, pay less tax but also get disability benefits.

so what are you incredibly high childcare costs? As you’re not at work?

Babooshka1992 · 21/04/2023 14:03

Can he increase his pension contribution to lower tax? Doesn’t help you have more money now ofc. There aren’t enough tax payers (high number of pensioners disabled and low earners) and there are too many big companies not paying tax fairly, that’s why he’s being robbed.

Chicaontour · 21/04/2023 14:05

Op, I am irish living in Dublin. I would strongly recommend you take your post down as it is extremely tone deaf ( if real) . Your husbands income is 5500 per month, you are paying a sweetheart rent, you receive disability allowance , you are not paying childcare so am guessing your child(ren) are in ECCE. Thr 2 most expensive things about Irish life do not apply, rent and childcare and your husband is a hire earner. At first glance your household income is a mininum of double of mine and I am not crying the poor mouth. I am sure you have struggles in life but with the above finances you don't know how lucky you are. Very very Tonedeaf