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3 replies

Foronenightonly22 · 08/02/2023 00:07

Looking advice please? I owe NEXT £1200😩I also owe about £1000 on credit cards. I think I can get a 0% For nine months balance transfer card. I would love to consolidate my debts and pay off over over the nine months. Can I use the balance transfer card to do this? If not what is the best way to manage this debt??

Really want to be debt free. Thanks in Advance.

OP posts:

plumduck · 08/02/2023 06:51

Pay off the highest interest rate first chip away at it. Sell things on ebay to chip away at it.

ConfessionsOfAChocoholic · 08/02/2023 09:14

You probably can't do a balance transfer on the store card. I would suggest looking to see if you can get a money transfer offer on a credit card. This allows you to transfer money into your bank account, you then use this to pay off both debts.

youhavenoidea123 · 08/02/2023 10:30

I got an M&S credit card it was 0% on purchases (not sure about balance).

I think you'd be able to use it to pay off the next debit and then transfer the balance.

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