right i am trying to cut my outgoings and my morgage is shite now, it was good but the deal i was getting stopped a couple of months ago. i am no longer tied in, problem being i bought my flat myself when i worked full time i now only work part time so i need a morgage for£50k when i only earn 11k a year.my flat is worth about 120k.i do have a dp but realy dont want to add him on to the morgage at all. does anyone know of any good deals around at the moment and if i would get this morgage. i dont have any other debt ie no cards,finace nowt! any ideas?