Any YNAB users

[Mimiandme]

Any YNAB users out there? Have you found that you have saved money using it? How much? Is it worth the subscription? Thanks :-)

I have been using it the last month with their free trial and have loved it so much signed up for the subscription.

This is the first December I have not used a credit card or gone in any debt over Christmas and more importantly had money left at the end of the month.

I check it before I buy or use my bank card to make sure I have the funds and it's really made me stop and think and quite often change my mind, I have probably saved about £50 a month from no longer buying lunches a couple of times a week as "used" the money elsewhere.

I'm new to it but think it's going to make a big difference.