I've been with Halifax about 7 years, don't really get any perks with them other than the odd cash back extra which I think I've earned around £4.50! But never had any issues with them either.
I've decided to switch to first direct as the £175 tempted me. They haven't offered me an overdraft and from what I can see they don't do notifications when you spend or receive money which I liked about Halifax.
Im also worried things like my wages, universal credit, child benefit etc won't go in because I've switched.
Has anyone switched from Halifax to first direct? Are you happy?