Credit card

[Wittyend]

Hi I have just got a credit card which I planned to do a balance transfer so I can clear my old credit card. (The new one allows 0% interest for 12 months)

However I have just tried to do the balance transfer and it won’t allow me as they are both issued from the same provider.

Is it possible to make a payment from the new credit card to the old one instead rather than doing it as a balance transfer? So I will still benefit from the 12 month no interest?

Or is it possible to use my other credit card (with nothing owed and from a different provider) to pay off the card I’m wanting to clear and then transfer that balance to the new 0% one?

It’s so confusing , just wanting to clear this debt as quick as I can without continuing to pay loads of interest

No I don't think you can. You need a credit card from a different provider.

Can you do a money transfer into your current debit account and then use that money to put on your credit card?

Money transfers and balance transfers are usually on different rates, so you probably won't get the 0% deal if you transfer thye cash to your bank account.

I had the same issue when moving to a new 0% card. I transfered the balance to a different card first, one with no 0% deal, and no transfer fee. Then I transferred the balance to the card with the deal,