Im currently on a variable rate and have seen my payments increased quite a bit. We have had a look at remortgaging and hopefully having a bit of equity back to get debt free as we have no spare cash each month. We also have H2B which we are also planning on paying off. While i get there are going to be charges i just dont see how other people afford new deals in general when the cost is so high. Even with our mortgage broker not taking a fee we still need to find nearly £2k to get this deal through. Do people really have that much spare cash to spend every couple of years on a new deal or am i missing something? Just over £1000 is legal fee. Is this high?
just feel deflated that we have an option to help us but needed money to do it 😔