Do product transfers have better rates than remortgages?

[Justwingingit2005]

My mortgage is with Halifax.
If we product transfer as an existing customer do we get a better rate than a new customer?

Bump as would like to know this too

The transfer rates Barclays offered us were much better than other banks did, even when our broker tried.

Sometimes, not always. Ask a broker for a comparison.

You don't have to go through as rigorously affordability checks

www.halifax-intermediaries.co.uk

You will find their current rates for existing customers on their intermediaries website. It’s for mortgage brokers but should be useable for anyone.