Specific early exit mortgage process Q

[Lifeispassingby]

We have pretty much decided to play early exit fee to switch our mortgage deal early. The cost is £1100 approx which we feel is worth spending. Can anyone advise on the process? I’ve spoken with the bank and have an appointment booked in 3 wks time but I didn’t ask whether we will need to do a whole new application with affordability checks, credit checks, payslips etc as whenever we have switched before we didn’t need to but not sure if it’s the same with switching early? I could call the bank but I’ve spent nearly an hour a time waiting on the phone to them so would rather ask here first! X

Are you wanting to switch to a deal with the same lender? Have you spoken to a broker- that would be my first move, and the ERC will be paid as part of the remortgage process, a lot of people have done similar in the last few months.