I have had an aqua card for years. Primarily to build my credit score but I'm now in the top bracket so not necessary for that anymore.
I have been sent a "gold" card. I don't really understand why, or what benefits there are in using it. I don't really use the credit card, only for paying holidays for the added security.
I think I've probably missed/ignored a letter explaining more about it. If anyone can explain I'd be really grateful