Mortgage appeal won

[cafedesreves]

We currently have our declined mortgage under appeal. I know they are not usually known to change their minds but we have a good chance I think. If it were to be overturned, can we ask for the rate at the time of the current application or would we have to accept their current (ridiculous) rate?

Do you know why it’s was declined?

They didn't count our lodger income as part of our earnings and they said we couldn't afford it. But this particular bank do accept it as income and we've given all necessary documents.