Bounty life insurance services just called me and said if I pay £5 a month ds will get £92,000 in the event of my death... sounds too good to be true. Advice please

[JamesAndTheGiantBanana]

I don't know much about life insurance, it SOUNDS like a good deal but that's just a quote. The real amount would be based on a medical questionnaire. I'm healthy but quite overweight so that would probably affect the amount considerably, yes?

Is this a scam? and are there better companies than bounty out there?

No, not a scam at all but I'd recommend that you get a proper quote based on your actual medical history then shop around. If you have a partner you should both get insurance. We've found Marks and Spencer's financial services very good for life insurance.

i would never , ever get anything like this over the phone.. always go through an IFA as they are not tied to a product and will give impartial advice based on what is best for you, rather than pushing one product.. i have a lot more cover than that for not much more money than that....through the Prudential.

Doesn't sound that outstanding to me. I pay £9.95 a month to Direct Line and get around £200k of cover and it goes to my estate not just my kids (i.e. dh can benefit).

you're obviously down to live till you're a zillion years old.

Thanks, so general consensus so far is that it isn't that good. Anyone else got any insurer recommendations?

Legal and General have historically been pretty good -- and you can normally get a quote online from them.

I also had this call a while ago and when i said no they kept calling back for a while after.

I didn`t know if it was a scam but they wanted my card details more or less straight away and it made me think that it was at the time as i never give out my details.

Just thought i would share this with you so you don`t feel alone on this one x

Never buy anything from someone who has cold called you on the phone.

You should get some life insurance, we have ours with Royal Liver.

James if you looking fo independant life cover quotes my dp can help you free of charge and search whole of market for you here