Who pays for what in your relationship?

[Rach2021]

I was wondering how other households work.
How do you pay for everything in the house (ie rent/mortgage/bills/foodshop/car insurance ect) and then how do you pay for days out/dates/holidays ect.

I'd like to see scenarios from both partners working and 1 working 1 at home.

Thanks

Rach

All money completely shared. Same when we are both working and when I was a SAHM.

We pay a proportion of our household bills dependent on our salary (currently 55/45) and then pay for our own “personal” bills (phone/car expenses) dates and food shopping we tend to take turns but not in a strict “well I paid last time!!” type of thing

Everything is pooled, whatever our circs, and was when I was at home, and when I was working while he was at home.

All our income is pooled in the joint account. He works full time, I am freelance, hours and income varies. On average he earns more.

I think most couples do it differently and you probably won't get what you are looking for from this question.

That was also the case when I was an employee and earning more than him too.

Everything goes into one account. Everything comes out of that account.
That has been the case from both working with fairly even earnings, to maternity leave, both working again, a patch as a SAHM, and is still the same now when I earn a quarter of DHs salary.

Joint account. I don’t do paid work.

One account everything goes into and everything comes out.

Everything is shared, so our salaries go into a joint account and everything is paid for from that account. DH works full time, I work part time and do the household jobs and childcare.

DH pays for all bills. Mortgage and all household bills including car insurance for both cars. I pay for food shopping each month. We did it this way since first moving in together 10 years ago to prepare for when I would have a child so it wasn't a shock for me to suddenly drop money on maternity. It now means since having a baby I've gone back to work 2 days a week and still just pay for food shopping.
I've always saved most of my money and always pay for holidays and day trips out of mine although nowadays they aren't quite as exotic as they were pre child. I also saved and paid for our wedding out of mine and I provided the house deposit when we came to buy our own house as well so I think it evens out a bit. Mine has always been more disposable to prepare for a drop in wage

How can 1 at home not working contribute anything?

All our money that comes in, goes into our joint account.
Everything then goes out of the joint account - standing orders, direct debits for bills, the credit cards (which we use to pay for most things from petrol to food to clothes or shoes etc), the cash things, any expenses really, also savings - longer term and for holidays / emergencies / breakdowns / treats. We then have a bit of spending money each which is for own personal spends or saving as we wish.

This was the same when I was earning and he wasn't / when he was FT and I was PT / when my salary has been higher / when his salary has been higher. Makes no odds. The money is family money and has been from when we had dc1.

Today 20:27 Chicchicchicchiclana

How can 1 at home not working contribute anything?“

I contribute an enormous amount, just not financially.

Most goes into one pot. We have about £200 a month each for everyday items, but can always top up if we wanted. Mainly it sits there as a second account/card in case of loss or theft. I don’t use mine much but my husband buys me flowers each week from it.

Otherwise income and expenses go into a shared account which we use for most bills, shopping etc.

We also have two business accounts which some income is paid into and which is used for expenses related to our business interests - includes letting income and household expenses. . We are co-directors of both businesses and all shared equally.

We don’t discuss details of budget or spending on everyday purchases or even cars etc but would discuss bigger things.

How can 1 at home not working contribute anything?

Regardless of income differences, our contribution was equal. He could earn more money because I enabled that for many years.

My husband works. I do not. My husband pays for everything, and gives me £800 a month to cover my bills (mobile phone) and to do whatever I want with.

We both work but my DH does more hours than me . I pay the mortgage and the bills then we treat his wage as our money . He moved in with me when I was a single mum years ago and I had 2 accounts - one for my wages , which I paid all the bills from and one for tax credits which I lived off . It's seemed silly to add his name onto my wages account where the money went in , stayed there for 10 days then went out again !

We both work. I am the higher earner- dh is self employed so work may dry up tomorrow, or he may be busier than ever.

We have separate finances.

All dd’s, bills, mortgage, credit, monthly payments etc come from my account, as that is the guaranteed income.

Depending on dh’s work, he pays for meals out, shopping, luxuries, kids clothes (he enjoys clothes shopping with teens, i hate it!).

We both roughly spend what we need to on ourselves. Anything left goes into savings and we use that for holidays, big purchases and what not.

Basically we don’t count or keep track. We know what the other earns, so neither one of us is squirrelling money away or keeping money back.

Works for us. Neither of us are stupid with money though.

I work full time. Dp is disabled and works reduced hours. It was better for his health but also he is here on an afternoon when ds gets in from school.

Ds is ND and 10. He is allowed to walk the 40 ft from the gates to the front door. But isn't old enough to supervise himself for a few hours, imo.

I pay the mortgage. Ds isn't dps. This is my property so prefer he doesn't pay rent. He does pay more than his fair portion to the bills because he feels bad he doesn't earn much and that I won't accept rent. But I feel he is doing quite a bit to support my career.

I am a higher earner and would prefer he reduces that amount he pays. So we have, a joint savings account for holidays, days out, anything above usual bills, which means do doesn't have to save for that. To even try and even it out.

As its my house, I pay for any work doing it. It needs quite a bit. But I don't want him to be able to claim financial interest on the house. We sought legal advice on the issue.

We both have personal savings.

50/50 pre marriage and then just one pot after that. Both work full time, I wouldn’t want to support a non working adult.
If one isn’t working then unless they have a trust fund or large savings then they can’t financially contribute

We both pay into a joint account for household and car related bills, but I pay about half of what dp does. I buy the food. Everything else is just whoever is there at the time. DP tends to pay for takeaways and eating out, I get petrol (I use the car more anyway as dp has a motorbike).

I'm obviously talking about money into the money pot LemonRoses. Don't be a muppet.

I am a sahm, technically I don't have an income at the moment so DH pays for everything but we have a joint account for all bills etc.
When I was working everything was split down the middle.

Everything is pooled. We have a joint credit card that we put everything on and it's paid off every month from a joint account. All direct debits and mortgage paid from joint account . We do have our own separate accounts but both have access to all accounts and can move money about between them as necessary if needed. Been together 25 yrs 3 kids under 15.

Over the years I have been the only one working, he has been the only one working, I have been the higher earner (by a little) both earned the same and he has been the higher earner (by a lot). It's always just been family money.