Decent loan company’s?

[Hm2020]

Anyone know any decent loan company’s that pay out quick to low income with decent enough credit rating?

First step - look at Moneysavingexpert

How low is low income?

Most decent loan companies won't touch people with a very low income, it needs to be affordable.

What do you mean by a 'decent enough credit rating'? Most loan providers that specialise in non prime lending are very expensive.

Try your own bank. If they can see that you're running your current account well, they might be more accommodating and offer better terms than a third party. Although starting a relationship with a credit union might be another route to affordable credit but you won't get it until you have saved with them for a few months to prove you have spare income that you could use to repay a loan.

But yes, consider affordability and other options, do you have anything you can sell or cut back on? How much do you want to borrow, why and can you afford repayments?

Try your bank
Don’t get caught up using payday loans

Tesco, Sainsbury’s, Halifax etc all offer low interest rate personal loans. Completely depends on how low your income is.

Try your local credit union.