So I ended up looking around and applying directly to HSBC for a remortgage. All seems to be going well and all I need to provide are a few pieces of evidence for which i have them ready to submit.
I cant help but feel how easy and 'quick' it has been up to now. And it's worried me abit being that I am still in my existing deal until 30th September 21, for which I am not willing to pay and EPC for being in the last (just over) 3 months. Will I be able to specify more move date if I am successful?
I've read that HSBC mortgage offers are valid for 6 months. Does this include remortgages too? I have read elsewhere that remortgages are generally valid for only 3 months but HSBC state all their mortgages products are valid for 6 months.
Also on the application so far they had done a valuation and I have agreed to use their conveyancing team, and it says I have no fees to pay. I dont recall legal fees being mentioned on the mortgage product only free valuation. Does anyone know if legal fees are also included too? Of course I will check over the application again but thought I would ask incase anyone else is with HSBC.
Thanks in advance