St Albans Community Bank are not-for-profit organisation run by volunteers, offering loans with fair rates of interest (often cheaper than using a credit card) and money can usually be repaid through child benefit. www.stalbanscommunitybank.co.uk/loans
They have an office at 55 Catherine Street, AL3 5BN, open on Tuesdays, Thursdays and Saturdays from 10am to 12.30. You can drop in or go to www.stalbanscommunitybank.co.uk