I am deferring my Erudio student loan repayment this year as I am unemployed (thanks Coronavirus). I have provided a bank statement to prove I am on Universal credit. However as I have had various loans from friends (in the region of £50 here and there) they have said I need signatures from these third parties to prove that. This seems ridiculous- the first friend I approached said I was being taken for a mug and said they will not sign a piece of paper. Even with these small loans (which Universal Credit are completely fine with) I am not in any way close to the threshold for repayments. Can anyone advise of my status if I cannot prove these payments? A little bit nervous as June 8th Erudio will start taking money from my overdrawn account.