Can anything bad ahppen if someone got hold of my account number and sort code?

[QueenofVenus]

???? i think someone has and now im a bit worried.

yes, i would cancel your cards etc and get some new ones. if people have those details they can buy things over the net etc

no id ont think so as it is on every cheque you write and give to people. but then im no expert so not sure

no they can't do much with it. you need a card number, expiry date etc to pay on line on phone etc.

no not with just your account number and sort code. the only thing they could do is put money in your bank account. If they had your card numbers that is dangerous. YOur account number and sort codes are on every cheque you write.

I understand that these details o nly allow you to pay in, best to call your bank and check though!

They can pay you money.
That's it.
Your card PAN number, the long one across the middle, is required to pay for things along with the start & finish date and security number on the back, last 3 on sig. strip.

no - as mmjeozz. Presumably you give people cheques quite happily which have all those detials and more.

Yes they could pay some money IN to your account!

Account numbers and sort codes are on every single cheque we write. You can't do anything with just those. (Except make a deposit!)

Cheques - of course! i never thought about account details being on there, i guess it must be ok then! Thankyou everyone, i was a little concerned! xx

A deposit!! they are MORE then welcome to do that!

QofV it can sometimes be a problem though, so keep an eye on any odd deposits to your account. (Do a search on Puddytats)

well someone has taken my account number and have my sort code and keep trying to set up a direct debit from my account,its for a fitness club(This has been happening for a few months)My bank said they cant block it, and i have to contact the place setting it up.Which i did and they had no records of my name .Tried to set it up again this month, i have now written to head offfice.Its just lucky i check the online bank every day,otherwise they couldve taken money out!

the bank must be able to do something - the is a direct debit guarantee that all banks agree to honour

They have told me if it was a standing order then yes they can block it. I was told because they are setting it up with my account nymber and details i must have authorised it!!( what the hell would i want a finess club membership for? I have 4 lil ones when do i get time,and where the hell would i get money to afford it?)
I have spoke to the bank 3/4 times now and get told the same, so have just applied for a different bank account, i cant afford for money to be taken from my account.And this is just a CASHCARD ACCOUNT!!See what the fitness club has to say.

perhaps you would like to suggest to tem that you contact the financial ombudsman as they are indeed obliged to refund any money they incorrectly debit from your account www.financial-ombudsman.org.uk/publications/ombudsman-news/27/27-directdebit-guarantee.htm.
Exact situation about half way down.