Critical illness cover?

[TheLumpySofaCushion]

Does anyone have any recommendations for excellent critical illness cover, and also pitfalls to watch out for?

I'm changing companies to one that doesn't provide as part of the package so need to buy life & critical illness cover independently soon.

I would use a broker such as LifeSearch or Cura Special Situations Bureau (this one is very useful if you have health conditions).
I would look at Income Protection insurance as well as Life & Critical. You may find that you need Life and Income Protection. Critical tends to be the most costly type and only pays out in a few situations. Consider your risks, being unable to work for an extended period of time but being able to return to doing some kind of work after a few years may be a more likely situation, than being injured to the extent that you can never work any sort of job ever again.

How long do you need cover for? You may want Income Protection cover until you retire. You may need Life Insurance until your children have left home, mortgage repaid.