Hard credit search

[Shiveringwiggles]

Hi all!

Just bought a new house and I made a silly mistake. Was planning on buying a new Magnet kitchen on finance with Barclays Partner Finance.

Phoned Eon to switch the power supply over and sign us up as the bill payers and they had to do a hard credit check as part of the setting-up process.

If I'd thought about it at the time, I would have booked Magnet first as now I'll have a recent hard search immediately before applying for significant credit.

My question, for anyone in the know, is whether the Eon search will make a difference to our chances of being accepted for the kitchen? My credit rating is otherwise excellent.

I really don't think it will make a difference if credit rating otherwise excellent. We were worried about a default for DH but we didn't have a problem getting a new credit card or mortgage.

That's what we're hoping. The issue isn't so much the Eon search, it's the short date (4/5 days) between two hard searches.