Default help please

[Simonthecatsservant]

About 5 years ago I got myself in to a mess with money. Mainly catalog dept which I couldn’t pay and ended up defaulting on.
Since then I got my shit together and have paid them all off in full and massive lesson learnt. A mistake never to be repeated.

Could anyone give advice please ? Is it the date of opened account or date of default ?
Tia

Mum sent needs a edit button!!!

The date of account or date of default that they will drop off my credit file.

It will come off your credit file six years from the date the default was registered.

It's the date at which you stopped making payments.

I think it is seven years though.

6 years from the date of default.

Apologies about the really crappy spelling. I have no excuse for all those typos. Thank you for replying to me.

I’m hoping the latest is 6 years from the date the default was registered. I’ve saved enough for a house deposit and obviously they are holding me back now. It’s my own stupid fault though.