What am I missing?

[hippityhippityhop]

Trying to work out a budget for when I’m back to work after mat leave and these are my catergories:
Mortgage
Water
Council tax
Gas and electric
Petrol
Union
Phone
Subscriptions eg Netflix
Savings
Childcare
Food
Spending money

Pension is already accounted for. Am I missing any other expenses?

Broadband?

House insurance

Tv license

Car expenses:tax, insurance, not etc

MOT

Car tax, insurance, maintenance
Clothes

What do you mean by spending money?

What about
Birthdays
Christmas
Hairdresser
Clothes
Car tax/mot/service

TV licence?
Car insurance, tax, mot, service, tyres, brakes etc. Or car contract

Holidays

Other car costs - tax, MOT, insurance, repairs
Holidays
Christmas

Other car related things (insurance, MOT, repairs)
Life insurance
Holiday
Clothes
Haircuts/beauty treatments
Presents
Child activities (if you want to take them to a baby group)
Adult activities (do you have gym membership/do any paid activities?)

Pension

Great! Yes we save for all car related things along with presents, house, tv insurance etc.

Good thinking about the activities as it feels like such an age since we did anything like that.

Thanks everyone