I missed my LOQBOX payment by a couple days. I then received this email after paying.
We've just received your payment. Nice job.
Keep it up and we’ll soon have your credit score heading in the right direction. The next time we report to the credit reference agencies we’ll let them know you’ve caught up on this payment.
If you’re struggling to pay in the future…
If you think you’ll struggle to make more monthly payments, we’d rather you unlocked your LOQBOX than miss another one. LOQBOX is meant to prove you can handle credit, but missing payments proves the opposite and damages your credit history.
Does this mean my credit score has been negatively effected?