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90% mortgages

8 replies

Waitingforboristoletusfree · 30/05/2020 18:37

Any idea when they’ll return after so many products removed from the market 😫 anyone else waiting?

OP posts:
EnglishGirlApproximately · 30/05/2020 18:42

I read that Clydesdale Bank have already reinstated them so hopefully not too long for others to follow. I need a 95% LTV so in an even worse position! I'm desperately trying to save the other 5% at the moment. So frustrated as we had an agreement in principle and had started viewings before lockdown, our affordability score is great and we only want to borrow 2x joint salary. Hope you get sorted soon.

Waitingforboristoletusfree · 30/05/2020 18:45

Same! After years of thinking it would never happen to, We actually have our house too but can’t move forward 😖
Fingers crossed for us both then!

OP posts:
EnglishGirlApproximately · 30/05/2020 19:04

I spoke to our broker last week and he seems to think it'll be a couple of months before we see higher LTV mortgages widespread again, but felt that it would happen. Hope hes right!

Waitingforboristoletusfree · 30/05/2020 19:52

A couple of months? I do hope not as we would potentially lose our house 🥺

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EnglishGirlApproximately · 30/05/2020 21:15

That was for 95%, 90% is already back with a handful so don't worry I'm sure you'll be ok! He was saying for all lenders to be back to pre Covid offers, but some are coming through sooner.

Campurp · 31/05/2020 12:02

Yorkshire building society are still offering them.

Waitingforboristoletusfree · 31/05/2020 12:51

I am waiting for a specific one 😕 already have my mortgage in principle and with bad credit not sure it’d by wise to try any where else now 🤣

OP posts:
Skykavin · 05/06/2020 20:20

HSBC are still doing 90% at the moment Smile

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