We're looking for an insurance policy which will cover a high proportion of high risk items like watches/jewellery/art so whilst the policy might cover £150k which would be more than sufficient, since the high risk items are over £30k (because of the artwork we have) the policy wouldn't cover us.
We've looked around and anywhere that would cover us is hundreds of pounds more expensive (£1100 compared to £500 per annum).
Does anyone know of a company which covers a higher percentage of high risk items or a decently priced standalone policy for artwork?