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Help!!! house going to be repossesed due to xh not paying loan

78 replies

sugar34plum · 17/07/2007 19:29

xh and i seperated 4 weeks ago. But found out since he hasnt paid the £20,000 loan we secured against the house for over 4 months. If the court grants the possesion order will council re house me? This house was brought over 3 years ago from local housing association. I have 5 kids youngest is 1 and i have 1 ds with sn and is on highest rate dla.

I am going to phone council tomorrow and ask what do i do if................etc.

but am worrying like mad. Surely they cant not house us ? And they cant put us in b & b? Ds has a social worker because of his sn so can they help make sure we are re homed?

Have been told too that you dont get told where they are putting you until you are actually out of current house and literally on the streets.

i know icant do anything tonight but am really stressing over this so please someone give me good news tht they do re house???

OP posts:
sugar34plum · 18/07/2007 17:52

no loan was secured on the house. mortgage in my name but loan in both names. not sure how it works actually that he can secure the loan on my house. the charge he can have because we were married!

OP posts:
Budababe · 18/07/2007 17:55

Ahh - so loan in both names therefore you are equally liable in eyes of law. Could you afford repayments if loan added to your mortgage?

have you spoken to him? What does he say?

sugar34plum · 18/07/2007 18:05

have not spoken to him in 4 weeks his changed his number and hasnt even contacted me about the kids

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