I won’t bore you with excuses but due to a few shitty years I’ve got myself into a lot of debt. Head buried firmly in the sand ignoring the creditors has led to 2 CCJs for credit cards - one in January 2017 and one in March 2018.
Decided to grow up and address these, and spoke to the companies who actioned them to explain my circumstances. This was in March.
Just checked my clear score report as got an email saying something had changed. Against the CCJs it now says:
discharged; undefined.
From googling it says this is what happens when you declare yourself bankrupt, but I haven’t!
Does anyone know what else it could mean?