Meet the Other Phone. Only the apps you allow.

Meet the Other Phone.
Only the apps you allow.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

Checked credit report...... really confused

3 replies

Stressedout1984 · 28/01/2019 00:27

I’ve been checking my credit report through clear score for 2+ years now. Logged in tonight to be informed an address had been added. Checked through personal info tab and all looked the same. Even the addresses from 15 + years ago (never have understood why they need this info). I then logged on to my checkmyfile account.... I’ve been unregistered and the reregistered at my current address.... really don’t understand why, then I looked through all addresses they have and found 2 that aren’t mine, both in cities I’ve never even visited let alone lived in. I sent emails to notify them of this. My ex husband has been also added a a known association. He’s never appeared on there before haven’t even spoken to him for 6 years. I’m really confused by all this happening in the last 4-6 weeks. Is it something I should be worrying about? Will it be affecting my credit score? I don5 know why they can’t just make these thing a bit easier..........

OP posts:
Casmama · 28/01/2019 00:42

I would absolutely be worried. Can you see if there are any new credit agreements?
I use equifax and they will alert me if there are any changes to my credit file.
I think I would follow up with a phone call tomorrow.
It might be nothing to worry about but it all seems a bit suspicious.

Stressedout1984 · 28/01/2019 00:58

There isn’t any new agreements on there at the moment. On checkmyfile they use 4 credit reference agency’s including Equifax. But the changes all have come through one agency called callcredit. I just really don’t understand it at all.

OP posts:
BritInUS1 · 28/01/2019 01:21

Only they can answer this you need to speak to them

New posts on this thread. Refresh page