I'm getting my financial house in order and want to get some life insurance should the worst happen.
I'm 45 with 2 young children, ex-smoker and have ongoing health conditions (mental health)...
I've tried a few online applications and been rejected outright. Other quotes range from 115-320/month.
Does anyone have any advice re taking a policy in a similar position to me or an alternative route for the money?
Genetically designed to live forever and not planning to die any time soon - however as a single mum want to be able to leave the children choices.