Congrats on getting your money from Natwest. They have finally received my claim (after losing it in the post even though they signed for it) so I then had to fax it through to an Edinburgh number. I have a claim number at last. When I spoke to them today they said that it will take up to 40 days to respond to my claim. I pointed out that I said I want a response within 14 days and the girl said everyone does but you will have to wait 40 days. Can they do this???