Meet the Other Phone. Only the apps you allow.

Meet the Other Phone.
Only the apps you allow.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

How long to credit card company have to take payment?

8 replies

concretejungle · 23/05/2018 07:33

I made a large (for me) payment by credit card about two weeks ago. For the first week it showed as a pending transaction and my available credit decreased by a corresponding amount.

About a week ago, the pending transaction disappeared without the 'real' transaction appearing on my card. My available credit shot back up as well.

What has happened here? Will the transaction just reappear in the future, and how long could this take?

OP posts:
dementedpixie · 23/05/2018 10:42

What was the payment for?

concretejungle · 23/05/2018 10:53

Holiday balance!

OP posts:
dementedpixie · 23/05/2018 11:11

Have you checked that the holiday balance has definitely been paid and that the payment was not reversed?

concretejungle · 23/05/2018 12:53

I haven't phoned to check but my online account with travel agent says I've paid.

OP posts:
concretejungle · 23/05/2018 20:27

What should I do next? Phone bank? Phone travel agent?

OP posts:
dementedpixie · 23/05/2018 20:36

I would phone the credit card company

concretejungle · 23/05/2018 20:45

Thanks. Will call tomorrow.

Can't help but wonder how it happens though? If it had been an every day spend I would never have noticed it had vanished!!

OP posts:
concretejungle · 24/05/2018 21:19

So I called the credit card company who were pretty useless. They apparently can't see any previous pending transaction.

Crazy that I have to follow this up, for the benefit of whichever corporate organisation have screwed up.

OP posts:
New posts on this thread. Refresh page