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Original poster

Renting

2 replies

bribri1997 · 13/03/2018 18:27

Hello, myself and my partner are looking at rent a house/flat he’s had good credit but I do not. I am currently paying off 2 loans so this obviously gives me bad credit. Which makes me worry. Whats the likelyhood of us being able to rent a property through a letting agents? Would it help if I can offer to have a guarantors?

Thank you.

OP posts:
JoJoSM2 · 13/03/2018 20:26

Having 2 loans doesn't give you bad credit. If you're on time with payments, it can actually improve your rating.

The agents will need to see that you can afford the rent. So if you earn enough to afford the loans and the rent easily, there shouldn't be a problem.

Shen0102 · 15/03/2018 10:55

Yeah a guarantor will help if it's someone close to you like your parents or a sibling.

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