*ANYONE WHO HAS CHANGED MORTGAGE LENDERS IN THE LAST 6 YEARS MUST READ THIS*

[emmatomATO]

If you have changed mortgage lenders in the last 6 years you would have been charged an exit fee.

This should have been £50 but many banks/building societies charged up to £300. This has now been officially declared out of order and a phone call to your previous dealer will give you back anything you paid over the £50 plus interest.

It was that Martin money man on GMTV this morning who said all this and would you believe, one phone call to the Woolwich and I'm £100 + better off.

No iffs, no butts (like reclaiming bank charges), they just have to give it to you.

Tell everyone - I'm all for the small guy getting justice over the big ones!

Thanks to emmatomATO for this original thread posting!

Got my cheque from Abbey the other day-thank you.

.

ive had 5 houses in last 6 years, wonder if im entitled to anything?

so what do i do? ring mortgage co and ask them to check what i was charged as exit fee?

Yes PC, go for it and good luck!

oo er..am on phone to last one now..keep your fingers crossd for me..we paid about £000 to 'come out' of this one? redeption penalty, but is that exit fee too???

£3000

What!!!! have you put an extra nought on there?

nope!

last and second from lst said no!

£35 coming back from third from last one!, never mind better than nothing!, last two said we were charged right and first one i dont have details of anymore!..thanks tho guys gets us a take away and dvd

PC I thought you meant £3,000 not £30.00

Stupid question - but do you just need your mortgage account number to do this?

And exactly what do i ask for? Sorry to be really dumb - mortgages confuse the hell out of me!!!

Yes!!! Love you all!!! I've just phoned Standard Life Bank and a cheque for £150 will be on its way.

Nip I did still have the paperwork for the old mortgage, but I'm sure they could do it without that as long as you had all the details address, names, dob blahdiblah. I just phoned up and said, "Er yes, hello, we used to have a mortgage with you, and I'm phoning about the mortgage discharge fee (which is what Standard Life call it)" and she knew exactly what I was after. They have special teams set up to deal with it.

frogs, why don't you just get them to do a direct debit to lkbennet?

Indeed, bundle, the thought had crossed my mind. Sadly the payment is already earmarked to go to the specialist surveyor who will be attending tomorrow to investigate some panels in the cellar that dh is convinced are asbestos. It's a tough call: new dress vs lingering death from mesothelioma.

i did mean £3000 it was a tie in

Thanks to emma tomATO for this thread.

I have recieved a letter today after a telephone call yesterday to BM (couldn't find my paperwork-redeemed 5yrs ago)they say I paid £80.00 and as a goodwill gesture they are repaying it in full.

No luck with IF as I only paid £50.00 last year!

Nevertheless THANKS - What a result!!!!

anyone received anything from Northern Rock...they're crap administratively so not holding out much hope

we got £14 back from c and g

this 'last six years'??...is that a rigid deadline? or does it apply to MEFs before then too?

yes I think so!