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Original poster

Debt

4 replies

bellalou1234 · 18/11/2017 20:15

Hello,
I'm a student and owe 9k in credit card debt, tbf I've always had credit cards, I never miss payments. I will qualify soon in my Field. I just find it so depressing paying out what little
Money I have made. My dp and family know I have debt just not the amount. I don't want to tell them. Do you think I'm better getting a loan and paying it off, they are all at 0% but don't seem to go down.

OP posts:
Passthecake30 · 18/11/2017 20:17

If they are all at 0% why would you get a loan and pay interest?
You need to pay more than the minimum balance to see some improvement.

Bocky05 · 22/11/2017 14:11

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molifly · 22/11/2017 14:14

Hello, i've just seen your post. Get in contact with Stepchange debt charity - they are free and offer fantastic advice on everyone situations.

Good luck x

LillyLollyLandy · 23/11/2017 09:32

Have you cut the cards up or are you still using them? Are you paying more than the minimum payments?

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