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Stepparent financial obligations for one off expenses like holidays

52 replies

andy08006 · 22/08/2017 15:02

I’m new to Mumsnet so hello everyone. I would be grateful for advice on how others deal with the issue of new DPs or second spouses contributing to costs of things like holidays with children.

Since my divorce, I have been in a 10 year relationship with my DP. We are fortunate to have good jobs. We decided not to get married and since she is American and has independent assets in the US, have always kept our financial arrangements separate to make everything simple. I earn about 15% more than she does but my maintenance and childcare obligations more or less equalise our income. So we go through life paying 50:50.

(I’m in the unusual position of living in Europe. Every two weeks, I fly home for the weekend and have my 2 DDs from my ex. So that is what I meant by ‘childcare obligations’’. Maintenance is paid on top of my travel and accommodation and "everything else kids” costs)

I have always paid quite a bit more than the statutory amount in maintenance and so I have no issues with my ex-wife who has remained a good friend. I consider myself one of the good guys in this regard and I have striven to maintain a strong relationship with my kids throughout the last ten years.

I have never asked my DP to contribute anything to their day-to-day upkeep. But we have recently had quite an upsetting argument (for me) about the cost of our recent holiday. I completely understand that they are my kids, not hers, and that it would be unreasonable to ask her to pay for their upkeep when they don’t live with us. But I had thought that holidays, when we are effectively operating as a family, would be a different.

In previous years, I proposed and she accepted a 66:33 split (where I paid 66%) of the costs of hotels, restaurants, car hire and activities. I always paid 100% for the kids’ flights and gift items like clothing.

This year, mid holiday, she asserted she only wanted to pay 25%, basically her share as an individual, which hurt me quite a bit. On the one hand, literally speaking, she’s right that she has no obligation to pay any of their expenses. But on the other hand, which is my view, if that’s the case, it could be anyone on holiday with us, and since we earn the same amount of money when you deduct my parental costs, it doesn’t seem unreasonable to suggest that the benefit (emotionally) for her and them of sharing and contributing time with us as my DP, is worth more than a literal quarter share financially. I’m still paying for their travel costs from the UK; we’re just talking about expenses ‘on the ground’.

I’ve accepted this situation at face value because I hate arguing and I hate arguing about money in particular. But I do feel quite hurt inside as obviously, if I am having to factor in 75% of the costs, it is a gamechanger in the future in terms of the things we can consider doing. We will do less, and have fewer options, than if my DP paid a little extra so we could all, collectively, have more fun. And the fact that she sees herself as a financial independent rather than someone who is helping to support the family when we are together is hard for me. I understand that circumstances mean we’re not really a family in the literal sense of living together, but having worked hard over the years to include her and make the kids feel she is a part of their lives, I feel a bit let down. It certainly spoilt (for me) the last few days of our holiday and left me feeling deflated.

That’s how it seems to me, but how do other stepparents and families approach this difficult situation? Am I the unreasonable one?

OP posts:
LadyMaryCrawley1922 · 22/08/2017 15:06

I think you are. You aren't a family. You say you fly back to the UK every other weekend and have your DD's. Does your DP go with you? You are not married, you have separate finances, you do not have a family life together with your children, she is not their stepmother.
They are your children and I really can't see why you would expect her to pay for their holidays in any manner.

Ferrisday · 22/08/2017 15:09

I'd be hurt too. Its like she doesn't see them as her family.I think the problem is that you don't have family finances and you keep your finances separate. If you both put everything in to the pot it would be much easier to take the funds out if family money.
If she's very independent I could see maybe why she doesn't want to do this.
Does she want to split the bill and just pay her own way too?
I think you need to have a chat

LadyMaryCrawley1922 · 22/08/2017 15:19

Of course she doesn't see them as her family: they aren't.

Ragwort · 22/08/2017 15:23

Is she nit picking over the difference of 8%? Confused. I can't imagine being with someone for 10 years and being that 'strict' about sharing out the costs.

You both have 'good jobs' and you can afford to fly back to the UK every two weeks - it always seems to me that the more people earn the more mean (or 'careful') they can be.

Do you live together, do you share the food costs according to how much you both eat, do you get a 'refund' for the food costs when you are in the UK for the weekend.

Sounds a totally bonkers way to behave in a 10 year relationship.

metalorange · 22/08/2017 15:32

In our household, all money is pooled although DH earns far more so his salary goes towards the bulk of costs. I have a DS from a previous relationship, who lives with us and we get no money from his dad, so we see ourselves as one family and don't divide the finances any differently to our biological children. Our holiday costs come out of our joint finances and there are no quibbles about who has put what in. However your situation is different as your DP doesn't have any relationship with your dc, and you've agreed to have separate finances which you've been happy with up to now. It's not an arrangement that would suit me personally.

thekillers · 22/08/2017 16:38

You only pay 15% of what sounds like good income in maintenance?

LadyMaryCrawley1922 · 22/08/2017 16:59

You only pay 15% of what sounds like good income in maintenance?

This is also an essential point. Maybe the dp realises he is getting away with woefully underpaying for his children so the very least he can do is to pay for their holiday?

thekillers · 22/08/2017 17:03

Sounds like you are the super hero glamorous dad jetting in for visits and lovely holidays but paying a pitiful amount of maintenance.

PhilODox · 22/08/2017 17:11

I'm with her- she should contribute 25% of the holiday costs as there are 4 of you.
I have striven to maintain a strong relationship with my kids throughout the last ten years. Yet, you see them once a fortnight?
I'm glad you're not my daddy then Hmm

PhilODox · 22/08/2017 17:13

Do your children never come to your (and your partner's) home?
Does your partner ever see them other than on an annual holiday?

Mrscropley · 22/08/2017 17:14

She is right to only pay 25% . .

ImperialBlether · 22/08/2017 17:17

He lives in another country - how could he see them more often? And he spends holidays with them, too.

I think she's being very unfair and very uncaring. I would lose respect for her over this. To be honest, in that situation if I didn't have children of my own, I would say let's pay 50:50 of all holidays. I know your children aren't hers, but she could still show kindness and generosity. She sounds tight both financially and emotionally.

grandOlejukeofYork · 22/08/2017 17:19

She doesn't, she sounds like a sensible woman. Does she even see this children at all in between holidays? Doesn't sound like she knows them at all.

PhilODox · 22/08/2017 17:21

Imperial- I'm guessing he was in the same country at conception... Grin
I do not understand how people think it's in children's best interests to see one parent EOW tbh.

andy08006 · 22/08/2017 17:23

There doesn’t seem to be a way to reply or clarify individual posts?

LadyMaryCrawley1992 - Your point about ‘not being a family’ is fair to a a degree although I think your definition of what constitutes a relationship is different to mine. My children definitely have a relationship with my DP. It just isn’t a biological one. Sometimes she does come back to the UK with me for weekends with the kids, half term holidays, Christmas etc. Other times, they come here.

Ferrisday - Thank you. She is very independent and we both are/were comfortable with the 50:50 split having been married previously. The difference, pertinent to this case, is that I have children, she doesn’t (and made it clear she didn’t want any).

Ragwort - yes, from the outside looking in, it may seem unorthodox although since we have more or less equal net income, sharing everything was an easy approach in setting up home together.

Metalorange - thank you.

thekillers/LadyMary - I actually contribute considerably more than 15% of my salary. The 15% relates to the difference between my salary and my DP’s; I was making the point that it wasn’t as if we had a wildly different net income but I expected her to pay an equal share regardless. Of course, that would be different. I am not sure what I’ve said in the post above that would cause you to think I am am “woefully underpaying” my ex. Before you begin trying to extrapolate the 15%, I should add that (at my ex’s request), I pay part of my maintenance via topping up a number of different retail store cards - for groceries, kids clothing etc - which is deducted from my gross salary via my company benefit scheme. That’s why the comment about equalising net income is the relevant one. Part of my salary is given up before I even see it - I suppose that’s a bit like the CSA except I do it voluntarily :-) I don’t know if any of this is particularly relevant to my original question but I would like to give you the courtesy of a response. If I were to summarise it better, I would say, I considerably surpass my legal maintenance obligations and I have a relationship with someone who has a similar net income level to me.

OP posts:
grandOlejukeofYork · 22/08/2017 17:25

Your words: I earn about 15% more than she does but my maintenance and childcare obligations more or less equalise our income
Which suggest you pay 15% of your income towards your children.

Moreisnnogedag · 22/08/2017 17:27

How often are you guys on holiday together? Does your DP have a good time with the dc?

If their relationship is strained and shared holidays incredibly stressful I can maybe see her position.

On the whole though she's quibbling over less then 10% of ad hoc expenses. Ugh. Plus you've been together for a decade - why is there still such a regimental split in day to day expenses?? I get keeping assets separate but it's just distasteful.

Ferrisday · 22/08/2017 17:28

He earns 15% more than the girlfriend. Not 15% of his income is maintenance. There's no issue with his maintenance

Coldkebab · 22/08/2017 17:37

I paid half the cruise holiday earlier this year for his two adult dds, dp, my dd and me. I earn a lot less but i saved and wanted everyone to come even split spending between us. I was a bit annoyed as thought maybe the dds could pay for thete treats but not enough to mention it. We are married now and sharing money. I know i was unreasonable about there spends but id run out of money and like i said i didnt mention it

HerOtherHalf · 22/08/2017 17:38

They're not her stepchildren. They are her boyfriend's children who live with their mother, so whilst it would be extremely generous of her to pay for their holidays i can fully understand why she doesn't feel obliged to.

Viviennemary · 22/08/2017 17:42

I don't think she should pay for your children. But she does sound a bit mean even so.

FrancisCrawford · 22/08/2017 17:50

This reply has been deleted

Message withdrawn at poster's request.

PhilODox · 22/08/2017 17:52

I would say, also, that there was a thread with almost exactly same situation a couple of weeks ago, from the partner's PoV, and unanimously posters said she should pay 25%

PhilODox · 22/08/2017 17:53

Francis- this isn't AIBU Wink

grandOlejukeofYork · 22/08/2017 18:10

He earns 15% more than the girlfriend. Not 15% of his income is maintenance. There's no issue with his maintenance

Read it again. 15% of his income IS his maintenance and childcare combined, he said so himself.