about 6 weeks ago, i had an accident where i hit another car. there is a possibility that he was rolling back so we agreed that we would not put it through our insurers. i reported it anyway but said that neither of us wanted to take it any further. the driver in the other car was a taxi driver. about 3 weeks ago, i received a letter from my insurers - they had received claims from 4 people who say they were in the taxi for i am assuming, whiplash. the driver did not wish to claim for any personal injury. i said that i could only remember seeing 1 person in the car and the impact was so minimal that i did not feel that there would be any claim and i was ok to go to court to verify this. i have received a further letter today - apparently i have not told my insurance company about 3 speeding fines - 2 in 2014, 1 in 2016. they are saying that my insurance may be invalid and i need to contact them within 7 days. does anyone know - whats the worst possible case and i suppose the best?